I am starting up personal training certification and I was planning on doing it out of my home I live in, or either in their home or gym. The question I have is that If I am “leasing” this house I am living in is that a problem? I am getting liability insurance, but will that keep the owner of the house out of any liabilities if there so happens to be any? and it be just on me being the owner of my own business here? or am I suppose to contact the owner of the house prior to doing this to get approval? I don’t want to raise any red flags if not needed.
I don’t know if there is some law, written or unwritten that a client can go after the “owner” for damages and not just me, or am I breaking any rules for training out of a home I don’t technically own. Because what is the difference between me trainging someone and having a freind over?
-
Recent Posts
- The Perks Of Having A Golf Fitness Plan
- Healthy Eating for Children: Surest Way to Complete Growth!
- Fighting High Cholesterol While Aging
- San Diego Personal Fitness Trainer – The most suitable Exercises to buy Magnificent Shape
- Benefits of a Daily Healthy Eating Plan
- A Healthy Whey of Life
- San Diego Personal Fitness Trainer – 7 Super Foods
- Anti-aging is a Lifestyle: There is No Magic Pill That Will Stop the Clock
- Healthy Eating for Kids
- Living Long and Healthy
- Las Vegas Personal Fitness Trainer Confesses His Weight Loss Secrets
- Sharing Healthy Eating Tips With Others Can Help You
- Anti Aging Reality: Will You Be an Obsolete 100 Watt Bulb?
- Home Fitness Plan: How to Create One
- Phoenix Personal Fitness Trainer – Stop Making These Fat Loss Mistakes
Archives
Blogroll
Yep, the client can go after the owner of the premises on which he was hurt, as well as the tenant – the service provider.
You may or may not be breaking zoning laws.
The difference between training someone and a friend over, is two things: 1. once you’re charging someone to enter your premises, you have a higher duty to be sure the premises is safe and they won’t get hurt, ie, slipping on an area rug. and 2. foot traffic – if you do this full time, you could have 60 – 70 people a week coming to the house for business. I doubt you have 60 – 70 different FRIENDS coming over, during a week. The more foot traffic, the more likely someone will get hurt.
Your liabiltiy insurance, unless you name the owner as additional insured – landlord, will NOT protect the owner.
If you want to not jeapordize your living arrangements, I’d do it with the permission of the landlord. Sooner or later, someone is going to notice the foot traffic, and if neighbors complain to the police, well, you don’t want to surprise your landlord with THAT.
You could extend your coverage to train at an address where you are not the owner. Check with your provider. I’m also a personal trainer and the insurance I have you can request a certificate to cover yourself at certain addresses. It just all depends on who you go through, and what you pay for.
Most insurance specialists are more than eager to answer those questions for you. Good luck!